Insurance covered it completely all the way home. The border agents informed me that the insurance company should have known this . Quick, easy, well designed website and not just for Baja. Tiene sede en la ciudad Ojinaga, Chihuahua, su circunscripcin territorial comprende los municipios de Allende, Camargo, Coronado, Coyame del Sotol, Jimnez, La Cruz, Lpez, Manuel Benavides, Ojinaga, y San Francisco de Conchos, en el mismo Estado. El permiso de vehculo debe ser entregado a las autoridades cuando salga de Mxico para que el permiso se cancele y para que las autoridades confirmen que el vehculo ya no est en Mxico. Irving, TX 75038 USA. On a recent trip through Baja, however, bad luck intervened and I hit a cow standing lengthwise in the middle of the highway as I came around a bend on my motorcycle. Open 8AM-4.30PM what happened to danny's wife on blue bloods; whataburger coming to kennesaw ga; ovens auditorium covid policy; custom photo suspenders; chris bell powerlifter; homes for rent in west wendover, nv; I can strongly recommend both Baja Bound and CHUBB. I cant say thanks enough to Geoff and his team for helping me out. Los beneficios de este proceso incluyen mayores eficiencias durante el procesamiento, disminucin del uso de papel, un proceso de inspeccin de CBP optimizada para el pblico que viaja, y costes operativos reducidos. I wont drive in Baja with out it! In an effort to keep CBP.gov current, the archive contains content from a previous administration or is otherwise outdated. Int. 2nd time purchasing Bajabound MX insurance while on the road. In line when I go on themino and that's it Para obtener informacin actual puede ponerse en contacto con la oficina de Banjrcito. 2700 Acera Norte, Col. Parque Chamizal, C.P. Very professional, I am very impressed with the overall experience! who helped us successfully resolve that scary incident. Ms. Shauna helps you and provide you with all sort of good information. We would have to go to the policer station to work this out - not good! to cancel it and a buy a new policy. I have many friends that use BajaBound and unfortunately I have seen claims be filed. El permiso tiene una duracin de 6 meses, aunque puede tener una vigencia menor si el oficial lo considera pertinente. Jan 13. El CBP oficial presentar un documento en el Formulario I-94, I-94W o I-94A, segn corresponda. Extremely well designed website and a smooth experience! Puente Internacional Paso del Norte, Puente Internacional Zaragoza - Ysleta, Puente Internacional Lerdo - Stanton, Puente Internacional Guadalupe - Tornillo. Easiest method of getting Mexican auto insurance. Incredibly fast and painless. Definitely recommend. Reasonable prices and we thought best chance to actually get results if we needed them. The adjuster was on site within the hour, delt with the local police for me and made everything go so smooth. This review is about the insurance process in Mexico with US agents. Los ciudadanos espaoles, para poder entrar en territorio marroqu como turistas, con un perodo mximo de tres meses, no es necesario que tengan ningn visado consular en el pasaporte, la nica exigencia es que la vigencia de dicho pasaporte no sea inferior a seis meses, vamos, que no caduque en menos de 6 meses el pasaporte. Telfonos: (01 665) 6 54 99 00 conmutador I would highly recommend Baja Bound to anyone looking to travel in Baja. "Teniendo esto en cuenta, debemos alentar a los viajeros a obtener su permiso antes del fin de semana o en lnea para evitar posibles retrasos.". Best Claim Service. If you are going to Mexico Baja Bound is excellent. Baja Bound is #1. Easy website to navigate. Very easy and affordable. Great customer service, quick, friendly staff helpfully answered all questions, very patient with my learning curve on a new product. We were victims ofoners that staged a crash against us and demanded a large sum of money. If you get a chance to speak to Rigorom the call center customer support you will fully understand every part of your policy! Thank you! A wonderful company to do business with! Explained the coverage with full detail and explained the process if any claim needed to be done. Great company and people! Contrato de crdito con una vigencia no mayor a tres meses. I ALWAYS forget to get insurance on our Mexico trips but Baja Bound makes it so easy- I can do it from my phone in the car on the way andits easy and quick every time! ut an insurance, policy, find a mechanic and always so helpful and kind. Los permisos podrn ser expedidos por la Direccin General y en casos especficos por las Comandancias de Zona Militar que a continuacin se enlistan: ZONA MILITAR: UBICACION: ZONA MILITAR: UBICACION: 1/a. Takes me about 5 minutes to login, Renew and print out the paperwork. A couple quick back and forthmails and I had my estimate and link to purchase, super easy. Bodegas para realizar inspeccin de mercancas en EU. He called in a Policia Municipal officer who spoke little English. Permiso de Importacin Temporal de Vehculos, Equipaje y Franquicia al ingresar a Mxico. (Translated by Google) I like the insurance because you can buy it for a day and it assures you in Mexico for the time you go either up to a month Baja Bound Insurance Services, Inc. 2023CA License 0D25373, Permisos para vehculos para "Only Sonora.". A couple hours later, the adjuster informed me that the claim was denied. The customer service agent was exceptional on helping me to gethat I needed. I have used Baja Bound for insurance for many years. Si usted debe dinero sobre el vehculo a travs de. 1055 Col. Lomas . I was amazed by the service I recieved from Yara & Baja Bound. ak the night we were supposed to head out. El rgano resolvi que es vlido considerar totalmente originarias de Norteamrica las partes esenciales de los vehculo Cada vez es ms claro que el llamado nearshoring puede ser una alternativa adicional para fomentar el crecimiento en M Si necesitas contactarnos en la siguiente forma escoge un tema, llena tus datos y nos pondremos en contacto lo ms pronto posible. (Original) so far so good, however I have read good things about them. I'm never leaving you guys!!!!!!! ), el costo de tramite de legalizacin depende de su Telfono: 744-434-05-01 Horario Importacin y Exportacin. ejecutivo de ventas. With in minutes we are set to cross the border and feel the security of having car insurance. Facilitar los viajeros legtimos tan rpidamente como sea posible, manteniendo los ms altos estndares de seguridad, es esencial para nuestra misin. Kind regards ier. De lunes a viernes de 8:00 a 17:00 horas. En mayo, los padres en Ojinaga obtuvieron un permiso especial para cruzar a Estados Unidos y ver a sus hijos graduarse en el instituto de Presidio. Recuerde que comprar un seguro (aseguranza) para su vehculo para Mxico antes de emprender su viaje. Great prices and excellent referals by long time customers. Definitely recommend. I was a pain as a customer, bought the wrong insurance, hadto cancel it and a buy a new policy. Very attentive. I'm so grateful and impressed with their service and customer care. I showed my policy again. No claims but purchase was quick and simple. I hope you are lucky and can speak to Shauna. Great coverage options . nt out of the way to ensure I was taken care of. Estos cursos pueden tomarse online, desde su computadora, y estn enfocados a distintas necesidades y niveles de conocimiento del estudiante, desde el principiante que desconoce el comercio exterior, a aquel que requiere de orientacin y el nivel avanzado para personas que necesitan de herramientas para la exportacin e importacin efectiva. The Baja Insurance agent based in the U.S. (Shana) really helped us to get out of that dangerous situation safety. Para acreditar la propiedad del vehculo que requiere importar temporalmente, debe presentar uno de los siguientes: Mexicano con residencia legal en el extranjero: El extranjero solo pod presentar pasaporte vigente o tarjeta pasaporte y el documento oficial que emita el Instituto Nacional de Migracin (INM). Thanks Baja Bound for your great service and price. Para informacin adicional acerca del Formulario I-94, por favor visite el sitio web del Formulario I-94 del Servicio de Aduanas y Proteccin Fronteriza de Estados Unidos (CBP, por sus siglas en ingls).Si CBP emiti su Formulario I-94, I-94W, o I-95 con informacin incorrecta, usted necesitar acudir en persona al puerto de entrada (POE, por sus siglas en ingls) de CBP ms cercano, o . would highly recommend them to anyone traveling in Baja. . I called them and they said they would definitely look into and let me know . Thanks for offering this service. Enviar por: . Fernando Muetones Martne SERVICIOS Asesora a nuestros clientes en situaciones legales que el cliente requiera en cuestin de materia fiscal. Bought one year but was cured in 2 days on my visit to El Sauzal de Rodriguez next to Ensenada. A week after the adjuster left, I received a check in the mail that will completely cover all repairs. Si deseas conocer ms sobre esta empresa, negocio u organizacin, puedes llamar y solicitar informacin. Michelle made it so easy for me to purchase a 6 month mexican policy for all of Mexico. Cancn, QRoo. estndar de servicios digitales de gob.mx. Lots of good insight and helpful information on their website. They were quick & easy to work with & were able to reimburse me for the policy I had purchased. The Baja Insurance agent based in the U.S. (Shana) really helped us to get out of that dangerous situation safety. Sin embargo, las excepciones fueron pocas. the left, therefore the directions on your website are incorrect !! Pte. Secretara de Agricultura, Ganadera, Desarrollo Rural, Pesca y Alimentacin. But the service and process was fast and good. I was amazed by the service I recieved from Yara & Baja Bound. El aviso se aplica a viajeros sosteniendo una tarjeta de cruce de la frontera mexicana, o "Visa Lser" y que estn planeando hacer una visita a los Estados Unidos durante esta temporada de Pascua. Had a great experience getting insurance at Baja Bound, before I always stoped at the border to purchase my insurance, not anymore. Easy and fast in less than 10 minutes you could have insurance for Mexico. Aa- Servicio de Administracin Tributaria Permiso para importacin temporal de vehculo extranjero Te permite el ingreso a territorio nacional de vehculos extranjeros, por un periodo de tiempo determinado, con una finalidad especfica retornndolo en el mismo estado y que no sern destinados a actividades de lucro. Hola exelente serbicio rapido ya no pierdo tienp esperando en Ningun otro lado lo ago. Baja Bound Mexico Insurance provided great assistance during our drive into Hermosillo Son. I didnt have any expectations of things going better, but over the course of a couple weeks, Yara had the claim approved and had an adjuster sent to my house to check out the truck for an estimate. Es necesario sacar el permiso en los siguientes casos: Si tu visita a Estados Unidos ser mayor de 72 horas. Great service, very helpful people there. Las aduanas mexicanas se encuentran ubicadas en la frontera norte con Estados Unidos, en la frontera sur con Guatemala y Belice, y en puntos estratgicos como puertos martmos en las costas del Pacfico y Golfo de Mxico , as como puntos interiores dentro de la Repblica. The staff were friendly and very helpful. 32880, en la entidad de CHIHUAHUA, pas MEXICO, utilizar sus datos personales recabados para: Para mayor informacin del tratamiento y de los derechos que puede hacer valer, usted puede acceder al aviso de privacidad integral a travz de la siguiente liga: Contamos con reas especializadas en clasificacin arancelaria. 2. I wish every company was as easy to deal with as Baja Bound. Five stars is not enough!!! WILDS OF BAJA. aduana ojinaga permisos. Esto puede ser en forma de una carta de su banco o de la oficina de alquiler de coches que declara que el vehculo puede llevarse en Mxico. Vase ms abajo para una lista de ubicaciones. I have total peace of mindile driving in Mexico! Easy to buy! Permisos, autorizacin(es) e identificadores/claves. Reporte de los Puentes Internacionales. This lady processed my application quickly andailed me my insurance. Went down to TJ June 11 2020 No problems going into TJ but the way back was a ordeal 6 hours in line to get back into the USA but noes with COVID or anything1/2 the people had masks on half did not. Si tu destino en Estados Unidos est a ms de 42 kilmetros (25 millas) de la frontera. Baja Bound Mexican insurance on line is quick,sy, and so convenient. I have my co pilot (wife) set it all up on the drive south to the border. I told the guy I was in pain, needed to go to the dentist, and offered him US$300, He said yes and took the money. Definitely will do business with BAJA BOUND in the future. June 5. aduana ojinaga permisos . 5 Jun. I can strongly recommend both Baja Bound and CHUBB. Obtenga Su Permiso Hoy Release Date Mon, 03/26/2018 - 12:00 TUCSON, Ariz. - La Oficina de Aduanas y Proteccin Fronteriza les recuerda a los viajeros a solicitar su I-94 permiso tan pronto como sea posible para evitar retrasos en la frontera Arizona-Mexico. 2/a. Very good ans very fast. ; 08:00-15 vacos; 08:00-12:00 vehculos; 08:00-15:00 carga, vaco y graneles exp. Desde US: Telfono: 011-52-55-9689-8006 y Fax: 011-52-55-2122-5885 (Atencin de lunes a viernes de 8:00 a 16:00 hrs, horario de la Cd. The rates are totally reasonable. I hope you are lucky and can speak to Shauna. Aduana de Ojinaga, Chihuahua Tiene sede en la ciudad Ojinaga, Chihuahua, su circunscripcin territorial comprende los municipios de Allende, Camargo, Coronado, Coyame del Sotol, Jimnez, La Cruz, Lpez, Manuel Benavides, Ojinaga, y San Francisco de Conchos, en el mismo Estado. Fideicomiso de Puentes Fronterizos de Chihuahua - Oficinas en Ciudad Jurez Chihuahua. unlike their competitors, Baja Bound answers the phone and you're talking to a real person. Una vez que reciba el permiso en su domicilio, debe enviar copia de los documentos con los que realiz el trmite, a travs de los siguientes medios: Por correo electrnico itvnet@banjercito.com.mx, Por mensajera a la siguiente direccin: Av. Por favor llmenos al 1-888-552-2252 o envenos un email. By far the best service for Mex insurance in Baja. I told the guy I was in pain, needed to go to the dentist, and offered him US$300, He said yes and took the money. Vctor Domnguez, Mxico y Canad ganan panel automotor a EU, El nearshoring puede elevar el desarrollo de Mxico, Secretara de Medio Ambiente y Recursos Naturales. Very nice and helpfully. john torode chicken recipe this morning . . Hola exelente serbicio rapido ya no pierdo tienp esperando en Ningun otro lado lo ago. En este artculo le brindaremos informacin de la aduana Ojinaga, Chihuahua, Mxico. I'll never use any other Mexican insurance service! ------------------------------------------------------------------------------------------------------------------- -Mxico por menos de 21 kilmetros. Cut my costs to help me out as well. transmigrantes.grado21@gmail.com>oprado49@hotmail.com, Llmanos: Ojinaga: +52 (626) 453 3980 +52 (626) 453 1377 / +52 (614) 427 9793, Presidio: +52 (614) 427-9793 +52 (432) 530-7217 / +52 (614) 427 6895. They are personally there for you if you have problems south of the border. Una vez recogido su equipaje, pasar al rea de revisin y seguir las instrucciones del oficial aduanal. 6. CERRADO. Great interactive website to huy. Puede solicitar el permiso en un plazo de entre 10 y 60 das antes de su ingreso a Mxico. Horario. Motivos para Tramitarlo. I didnt have to use it, so no clue on that front. Easy to obtain, good quality, auto insurance for Mexico. They do a lot of trips to Baja themselves so they really know the ins and outs. With all going on I did not think to call the insurance right away & cancel the policy however I did call right after the policy had been over. I would even say smother that having a accident in the states. They are the best most helpful insurance companies on either side of the border!!! First time using Baja Bound and I was expressed with the service. (Translated by Google) Hello, excellent service, fast. aduana ojinaga permisoswaterrower footboard upgrade. Easiest way to purchase insurance when traveling to Mexico. En caso de que la informacin que ingrese sea falsa, puede hacerse acreedor a sanciones por parte de las autoridades Mexicanas. Will definitely use them, if I get a chance to go again. It would be of great help if the information was up to date. 2 canadians vs 1,500 germans. 08:00-15:00 carga imp. Also, you are provided with a complete multi page document in English andnish. de Mxico) Tambin puede escribir al correo permisovehiculos@banjercito.com.mx Las oficinas de Banjrcito estn ubicadas en Av. Abound but primarily because he encontrado. Mehdi. I'm listening to the audiobook of God and Mr. Gomez at this very minute. Never had a claim and hope I don't have to. es with COVID or anything1/2 the people had masks on half did not. It was easier than going on line. Sab -Dom: Cerrado, Contctanos:
Insurance covered it completely all the way home. This is best insurance company i have come accross. I have been a customer for years and when I really needed them they stepped up in every way. aduana ojinaga permisos. Changed some money. last December 2021. Un documento que compruebe su ciudadana (usted tendr que introducir el nmero de documento): Correo electrnico - que se utilizar para enviar un correo electrnico de confirmacin con un nmero de referencia, Direccin - Esta es la direccin adnde la autorizacin ser enviada por correo, El nmero de VIN (nmero de identificacin) de su vehculo, Nmero de la tarjeta de crdito o de dbito que permite hacer transacciones extranjeras. Procesamiento en Ready Lanes normalmente es 20 por ciento ms rpido que los carriles generales y proporcionar un ahorro de tiempo de hasta 20 segundos por vehculo. En linia cuando voy de Camino y ya . call from a truck stop for them to extend my policy. y or for some good tacos!! Adems del formulario I-94 se utiliza para documentar la llegada y partida de los no ciudadanos, el formulario sirve como prueba de admisin legal, el registro de extranjeros, estatus migratorio y, para los individuos autorizados para trabajar, autorizacin de empleo. a month I still think they are a 5 star rating.I hope to hear from them so everybody will know what the rules really are. En caso de que usted sea extranjero, antes de iniciar el trmite del permiso deber ingresar a esta pgina del Instituto Nacional de Migracin para. Highly reccomend! The M.O. We travel frequently to Mexico, and will continue to use Baja Bound for our insurance needs. Recommend it! En Mxico, quin controla las aduanas y dnde puedo buscar ms informacin sobre aduanas en Mxico? In looking at my policy, I saw that I could call Baja Bound for help in processing the claim. I said: "no, forget it - I have insurance!" Five stars is not enough!!! One of my favorite books. Staff went out of their way to resolve and settle an accident claim for me. Good rates for temporal residente gringos. importacin y exportacin de mercancas en general TRAMITES ANTE LAS DIFERENTES SECRETARIAS PARA OBTENCION DE PERMISOS Y CERTIFICADOS Dr Sheldon Caughey. It's extremely easy login and Renew our car insurance having an account. Living in Ensenada we were worried about the cost of a tow that far. I can't say enough good things about them!!!! Before I would stop somewhere in San Diego close to therder. Aduanas "facilita" atencin tras 19 das de bloqueo ferroviario en Michoacn. I called Baja Bound shortly after on my drive towards the boarder and spoke to Yara. Would recommend to anyone looking for US - Mexico insurance! ble to choose from two different options. Signup for our newsletter to get notified about our next ride. 23/a. 22. So easy! Aquellos que han renovado sus documentos de ingreso en los ltimos 24 meses ya tienen documentos habilitados de identificacin por radiofrecuencia (RFID) y es posible que no lo sepa. my motorcycles every time I cross the border. Baja Bound makes insurance for my occasional weekend motorcycle trips to Mexico easy and affordable. I had an awesome experience with Baja Bound. Easy to renew my policy after two years. Prof Rochin. Usted no podr realizar el trmite por este medio si cuenta con una visa de trabajo o de estudiante, ya que es necesario validar que su visa se encuentre vigente y tenga por lo menos un ao continuo de antigedad. 10/10 will use again for our Baja trips! Great company. aduana ojinaga permisos. This time I did, and it is not a pretty picture: omer service is outstanding. I never had to use itly but I did like having the piece of mind of having it just in case. visit. Telfono: 626-453-71-28. A wonderful company to do business with! aduana ojinaga permisos. document and head south! Reasonable rates. Si su vehculo est en el pas por ms tiempo de lo que el permiso permite, su carro puede ser confiscado por las autoridades mexicanas. Secure .gov websites use HTTPS El banjercito en este cruce se encuentra dentro del area del mismo cruce. I had insurance with Baja Bound (HDI) for almost 4 years. Aduanas en Mxico: Top 10 Cules son las mejores? HorarioLun - Vie: 8 am - 6 pm. Printedd my policy before crossing the border in Laredo and was set to go. Got very friendly and fast service from Rigo. Si usted est visitando Puerto Peasco, Guaymas, San Carlos, Hermosillo, Baha de Kino, Caborca, las Misiones del Padre Kino, Magdalena y Santa Ana. I got a call back right away and they handled switching the vehicles right away. Thank you. Evaluaciones de empresa. Ingresa el texto mostrado en la imagen Cdigo Incorrecto Capturar el cdigo de seguridad. CP 32880, Copyright 2021 eBits Por: Ing. I called Baja Bound and Rigo from customer service was the most helpful person I've ever spoken to! I have been very impressed with the help I received from the insurance. She calmed me down a little and promised to reach out to the insurance company herself and get back to me. P.S. We waived each other down, drove a couple of blocks to a side street. I had insurance with Baja Bound (HDI) for almost 4 years. Linea Express Importacin y Exportacin. In short Ms. Shauna is an excellent professional lady! Ojinaga, Chihuahua, Mx. very easy to pay and value is cheaper than GNP and ABA and they offer the same protection thank you!!! Simple. Benefit, the vehicle traffic assignment estableci el acuerdo sobre. P.S. Permiso para importacin temporal de vehculo extranjero. I will now ensure I use Baja Bound & CHUBB for future travels. Very excellent service, needed insurance for Mexico, price was fair. Carretera Americana: Ruta 67 Coordenas: 2933'42.5N 10423'26.1W Direccin Digital: HJ65+RP Presidio, Texas Horario: Abierto las 24 horas Telfono: +1 (432)229 3349 Sitio Web: cbp.gov LADO MEXICANO - Puente Internacional Ojinaga - Aduana de Ojinaga - Ojinaga, Chihuahua Comniquese con su banco o financiera para ms informacin. I wont drive in Baja with out it! Geoff and his people are amongst the finest people you'll ever deal with. But my Sentri expired and I had to reapply again. Super easy to sign up for insurance for both our Truck and Four Wheel Pop-Up camper. Shauna at Baja Bound was AWESOME!! Their rates are excellent. Por lo anterior, deber presentarse directamente en los Consulados de Mxico donde se tenga presencia de Banjercito o directamente en la frontera para obtener el permiso de su vehculo. El CBP tambin anima a los viajeros a obtener y utilizar la tecnologa de identificacin por radio frecuencia (RFID) documentos de viaje, tales como pasaporte, tarjetas y las versiones ms recientes de la tarjeta para cruzar la frontera y tarjeta de residente, a fin de que puedan utilizar Ready Lanes. TIJUANA, B.C. Honestly I'd give them 10 stars. Cruces de mercanca entre Ojinaga y Presidio, a travs de Transportes Fronterizos de Ojinaga, S.A. de C.V., Calle 3a. Lzaro Crdenas y Callejn Madero No.201 Zona Centro, C.P. Very highly recommended! GAFETES ELECTRNICOS DE IDENTIFICACIN DE ADUANAS. Day, night, while they are on vacation. Es para vehculos no comerciales con direccin al norte nicamente. Adjuntar la Shipper Export Declaration. For example, she told me about Bajas specific insurance that is cheaper and has better services such as medical expenses. If youre looking for Mexican Insurance that you can trust and feel good about while traveling in Mexico, youve found the right place.. Our truck broke down on the way to Mexico we had to turn around come back get a different truck to go back into Mexico and it was easy switching the vehicles. I absolutely love this company and site! We got out to exchange information and discuss - my spanish is extremely poor while the other driver spoke better English. hase of policies is very easy to do online, and I appreciate the convenience. CA License # A-588676-HAZ / DIR Contractor Registration #1000009744 I was so thankful that Michelle was able to help me via email with all of the necessary steps and info I needed to ensure a smooth transition on changing the vehicles on my policy. Si usted compra su pliza por internet, usted tendr acceso inmediato a su pliza de seguros y puede enviarlo por fax a travs de nuestro sistema a su banco. El titular de la tarjeta de crdito mediante la cual har el pago del trmite de importacin temporal, deber pertenecer al propio solicitante. Empresa certificada OEA Operador Econmico Autorizado, OLA Operador de Logstica Acreditado, Blvd. play prodigy parent login P.O. Imagine the hassle!! Servicios aduanales eficientes y seguros, contamos con amplia experiencia, ms de 47 aos en comercio internacional nos avalan. LockA locked padlock Easy enough to purchase and printne, you just need your VIN and Plate #'s. With all going on I did not think to call the insurance right away & cancel the policy however I did call right after the policy had been over. I have driven in Baja many times, but never had to use my Mexican auto Insurance. I asked the CHUBB agent to intercede and handed my phone to the Policia - they talked for a while and nothing happened - off to the Police Station!! I bought online because it was easy a little leery about buying insurance in person at the border. Obviously price will differ depending on what you need covered and how much coverage you want but overall a great service. Very nice and helpfully. its easy and quick every time! El I-94 sitio web permite a los viajeros que llegan a las fronteras terrestres para solicitar su formulario I-94 en lnea. We fortunately didn't need to submit a claim nor were asked for proof of insurance while spending a week in Mexico, but it was reassuring having printed off the policy and having access to it online. They coordinated a contact withUBB, and the insurance company made me whole by paying for damage sustained to my car.